Splitit
The smarter way to pay

Pay later using the credit you’ve already earned.

You’ve earned great credit. Use it to pay later on your terms, without applying for new loans or using unregulated credit.

  • No lengthy applications
  • No credit checks
  • Keep your card rewards
Our Products

Flexible payments made simple

Pay in Installments

Spread the cost of any big purchase into equal payments without added interest*. As long as you pay your card balance in full each month, you won’t pay any interest (your credit card terms and conditions still apply).

*Digital Wallet Installments carry a finance charge

Discover Pay In Installments

Pay After Delivery

Whether you’re waiting months for something made to order or buying from a retailer you’ve never tried before, your money stays exactly where it is until your order arrives.

Discover Pay After Delivery

Digital Wallet Installments

Split any payment you make through your digital wallet, using your existing credit card – when you want the freedom to pay later without applying for new credit. Finance charge applies; the full cost is always shown before you confirm.

Discover Digital Wallet Installments

Why shoppers love Splitit

Keep every reward

Every installment still earns the cashback, points, and air miles your credit card already gives you. Your purchase protection and fraud cover stay active too.

No added interest

Splitit charges your card in installments without adding interest*. Pay your credit card balance in full each month and you won’t pay anything extra. Your standard credit card terms and conditions apply.

*Digital Wallet Installments carry a finance charge

Installments in seconds

Split your purchase instantly using your existing credit card, with no extra forms, no account to create, and no lengthy applications.

We’re here to help, talk to us on our live chat.

Instant answers to your support questions.

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